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  • Writer's pictureJacob Moody

Are They License & Insured?

When it comes to replacing your roof, it is important to work with a licensed and insured contractor. This is not only for your own protection, but also for the protection of your home and your family. Here are some reasons why working with a licensed and insured contractor is so important:

  1. Quality Workmanship: A licensed contractor has undergone the necessary training and testing to be qualified for the job. This means that they are knowledgeable about building codes, safety regulations, and industry best practices. Working with a licensed contractor ensures that you will receive high quality workmanship, which can ultimately save you money in the long run.

  2. Liability Protection: Accidents can happen on any construction project, no matter how careful the contractor may be. If an accident occurs on your property and the contractor is not insured, you could be held liable for any damages or injuries that result. By working with an insured contractor, you can have peace of mind knowing that you are protected in the event of an accident.

  3. Warranty Coverage: Most reputable contractors offer some form of warranty coverage on their work. However, if a contractor is not licensed and insured, they may not be able to offer a valid warranty. This could leave you vulnerable if any issues arise with your roof after it is installed.

  4. Financial Security: Working with a licensed and insured contractor ensures that you are protected financially in the event that the contractor does not follow through on their contract. For example, if the contractor does not complete the work as agreed upon or does not meet the necessary building codes, you may be able to seek financial recourse through their insurance policy.

  5. Professionalism: A licensed and insured contractor is a professional who takes their work seriously and values their reputation. They are more likely to communicate openly and honestly with you throughout the project, and are less likely to cut corners or use subpar materials.

So how do you go about finding a licensed and insured contractor to replace your roof? Here are a few tips:

  1. Check for credentials: Most states require contractors to be licensed and insured, and many require them to carry a specific type of insurance called "contractor's liability insurance." You can check with your state's licensing board or consumer protection agency to verify that a contractor is licensed and insured.

  2. Get references: Ask the contractor for references from previous clients, and be sure to follow up with those references to get an idea of the contractor's workmanship and professionalism.

  3. Request a written estimate: A written estimate should include a detailed breakdown of the work to be done, the materials to be used, and the total cost of the project. Make sure that the estimate includes the contractor's license number and insurance information.

  4. Review the contract: Before you sign a contract with a contractor, be sure to read it carefully and ask any questions that you may have. The contract should include information about the scope of the work, the timeline for completion, and the payment terms.

By following these tips and working with a licensed and insured contractor, you can have confidence that your roof replacement project will be completed safely, effectively, and to the highest standards. Not only will you be protected in the event of an accident or issue, but you will also have peace of mind knowing that your home is in good hands.

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